We are pleased to announce that Oman Investment & Finance Co. SAOG (OIFC) has received the approval of the concerned regulators to increase our shareholding in Bank Sohar from 15.13 % and upto 17%.

The same is placed for your information.

Chief Executive Officer

The Board of Directors of Oman Investment & Finance Co. SAOG approved the un-audited Financial Results for the nine months period ended 30.09.2016.

The detailed financials have been uploaded in the MSM website.

Best regards,

Secretary of the Board

We are pleased to announce that Afaq Al Musana Trading Company LLC (a subsidiary company in which Oman Investment and Finance Co. SAOG holds 60 % of the shares) has received a non-binding offer from a potential strategic investor to acquire 40 % of the shares of Afaq.

The potential investor is specialized in the line of business of Afaq. The offer is subject to negotiation and due diligence processes, and the market will be updated on the development of this deal.

Warm regards,

Chief Executive Officer

In compliance with the Disclosure Rules issued by the CMA, the Management of Oman Investment & Finance Co. SAOG is pleased to

disclose the initial summarized un-audited financial results for the nine months period ended 30th September2016.

The results are subject to Audit Committee review and approval by Board of Directors of the company. The Board approved results will be released in due course.

The current year numbers are compared against the corresponding period of the previous year.

The same is placed for the information of our shareholders.

Best Regards,

Chief Executive Officer

We are pleased to announce that Oman Investment and Finance Company SAOG (“OIFC”) has been awarded the tender No. RE.T.EHC 2015/42 by Electricity Holding Company SAOC, as per the letter dated September 29, 2016, for supply of AMR meters and communication devices. The value of the tender is RO 205,324 (two hundred and five thousand and three hundred twenty four Omani Riyals).

OIFC is expecting a reasonable return out of this tender.

Chief Executive Officer

We are pleased to inform our shareholders that Muscat Electricity Distribution Co SAOC (MEDC) has awarded to OIFC the contract for Meter Reading and bill delivery services for Electricity and Water for Zone 3 in the Muscat Governorate for a period of four years commencing from January 1, 2017 as per the official communication received from MEDC.

The contract value is RO. 5,888,592 and the Company is expected to make reasonable profit from this contract.

With Regards,

Chief Executive Officer

The Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the six Months period ended 30.06.2016.

The detailed financials have been uploaded in the MSM website.

Best Regards,

Secretary of the Board

We are pleased to inform our esteemed shareholders and Investors that the Public Authority for Electricity and Water (PAEW) has extended the contract currently signed with the Company for Meter Reading, Billing and Payment Collection for the Muscat Governorate for a further period of 7 months (From 01.06.2016 to 31.12.2016), This was communicated to us through PAEW’s letter dated 04th August 2016, received by us today.

The Company anticipates realization of reasonable profit margins.

With regards,

Chief Executive Officer

Further to the disclosure made on 14th April, 2016, we wish to inform our shareholders that Wasel Exchange SAOC, a wholly owned subsidiary of Oman Investment & Finance Co. SAOG has decided not to proceed with the proposed acquisition of Musandam Exchange, as an agreement could not be reached with the seller in this regard.

Best regards

Chief Executive Officer

The Board of Directors of Oman Investment & Finance Co. SAOG (OIFC) have amended the name of the “Executive Committee” of the Board to “Executive, Nomination and Remuneration Committee” and suitably amended the Committee’s responsibilities.

The same is placed for the information of our shareholders.

Chief Executive Officer

In compliance with the Disclosure Rules issued by the CMA, the Management of Oman Investment & Finance Co. SAOG is pleased to

disclose the initial summarized un-audited financial results for the six months period ended 30th June 2016.

The results are subject to Audit Committee review and approval by Board of Directors of the company. The Board approved results will be released in due course.

The current year numbers are compared against the corresponding period of the previous year.

The same is placed for the information of our shareholders.

Best Regards,

Chief Executive Officer

We wish to announce that Muscat Electricity Distribution Company SAOC (MEDC) have sent us an intimation to extend the MRBC (Meter Reading, Billing, Payment Collection & Deposit into Bank Account in Muscat Governorate for Electricity) Contract, which expired on 31st May 2016, for a further period of seven months, that is, from 1st June 2016 to 31st December 2016.

The value of this extended period of the contract is RO. 2,574,000/- The same has been accepted by our company.

With regards,

Secretary of the Board of Directors

This is to announce that the (Second) Extraordinary General Meeting of the shareholders of Oman Investment & Finance Co. SAOG (the “Company”) was held on Sunday, the 8th May 2016 at 04.00 PM at the company’s Head office in MBD Area, Ruwi, Muscat. The Quorum at the meeting was 59. 1% and the important resolution adopted at the meeting was as under:

The above is submitted for information.

With regards,

Secretary to the Board

The Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the three Months period ended 31.03.2016.

The net profit for the period ended 31.03.2016 is RO 1,543,116 compared to RO 1,986,833 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Best Regards,

Secretary of the Board

The Board of Directors of Oman Investment & Finance SAOG (the “Company”) is pleased to invite the shareholders to attend the (Second) Extraordinary General Meeting of the Company to be held at 4 pm on Sunday 8th May 2016, at company head office in MBD Area, Ruwi, Muscat, to discuss and consider the following agenda:

Agenda of the Second Extraordinary General Meeting

According to the Articles of Association of the Company, any shareholder may authorize in writing any other person to attend the meeting and vote on the resolutions taken therein on his behalf. Provided that the authorization shall be made on the authorization form annexed to the invitation. A natural person should attach to the authorization form a copy of the ID in the case of persons who are of legal age, the passport in the case of women and minors who do not hold IDs and the resident card or passport in the case of non-Omanis. In respect to a legal person, the authorisation form shall be signed by one the authorised signatories and stamped with the Company’s stamp and attached thereto the Registration Certificate in the Commercial Registry and the authorised signatories form.

Please be present at the venue of the meeting at least half an hour before the specified time. In case of any enquiries, please contact Mr. K. Kannan and Mr. Ammar Al Haj on telephone number 24817878 – 99377572.

Best regards,

Secretary to the Board

In compliance with the Disclosure Rules issued by the CMA, the Management of Oman Investment & Finance Co. SAOG is pleased to

disclose the initial summarized un-audited financial results for the three months period ended 31st March 2016.

The results are subject to Audit Committee review and approval by Board of Directors of the company. The Board approved results will be released in due course.

The current year numbers are compared against the corresponding period of the previous year.

The same is placed for the information of our shareholders.

Best Regards,

Chief Executive Officer

Further to our disclosure made on 28th March 2016, we wish to inform our shareholders that official approval from Central Bank of Oman has been received by Wasel Exchange for the proposed acquisition of Musandam Exchange Company.

Best Regards

Chief Executive Officer

This is to announce that the Annual General Meeting of OIFC SAOG shareholders was held on Monday, the 28th March 2016 at 05.00 PM at the “Businessmen Hall”, Muscat Securities Market Building & CMA. The Quorum at the meeting was 70.35% and the important resolutions adopted at the meeting were as under:

The above is submitted for information.

With regards,

Chief Executive Officer

We would like to inform our shareholders that, the EGM which was scheduled to be held at 05:00 pm on Monday 28.03.2016, at the “Businessmen Hall”, Muscat Securities Market Building & CMA, was not conducted due to lack of Quorum. 70.35% of the share capital was present. Hence another EGM will be called shortly as per the Companies Commercial law.

The same is placed for information of our shareholders.

With Regards,

Chief Executive Officer

Further to our disclosure made on 15.11.2015, we wish to inform our Shareholders that as per the news item appearing in some of the newspapers today, the Central Bank of Oman has approved the application of Wasel Exchange SAOC, a wholly owned subsidiary of Oman Investment & Finance Co. SAOG, to take over the operations of Musandam Exchange. We await for the official confirmation from Central Bank of Oman and will inform our shareholders as soon as the same is received.

Best Regards

Chief Executive Officer

The Board of Directors of Oman Investment & Finance Co. SAOG has the pleasure to invite all shareholders to attend the Extra General Meeting and ordinary Annual General Meeting to be held at Businessman hall, CMA Building onMonday28thMarch, 2016 at 5.00 PM to consider the following agenda:

First: Extra General Meeting:

Second: Annual General Meeting:

In accordance with the Company’s Articles of Association, every shareholder has the right to appoint any other person as proxy to attend the meeting and vote on his behalf by authorizing such person in writing on proxy card issued by Muscat clearing & Depository Company SAOC natural person should attach to the proxy form copy of his ID in respect of the adults and passport for women and minors who have no IDs and a civil card or passport copy for the non-Omani Juristic person, the proxy form shall be signed by one of the authorized signatories and sealed by the company’s stamp accompanied with copies of the commercial registration certificate and the specimen signature form.Please attend to the meeting venue at least half an hour before the meeting. In case of any queries, please contact Mr. K. Kannan or Mr. Ammar Al Haj on telephone number 24817878 - 99377572.

Important note:

Public shareholding companies shall deposit all amounts owed to investors, which not been received within six months after the due date, in the Investors' Trust Fund. Each shareholder shall contact Muscat Clearing and Depository at Mutrah commerical area opposite to Oman Development Bank for any enquiries in this regard.

With Regards,

Secretary of the Board

We are pleased to announce that the Board of Directors of the Company, at their meeting held today (February 25, 2016) have adopted and recommended to the Shareholders’ approval, the audited Financial Statements for the Financial Period Ended December 31, 2015 (9 Months). The Financial Statements were audited by Messrs.Ernst & Young LLC.

We are pleased toannounce that our Grouphas made a net profit after tax of RO 4,117,540 with Earning Per Share of 21Baiza per share for the Financial Period ended December 31, 2015 (9 Months).

Key Results of the Group as under:

The Board of Directors have recommended a distribution of 15%Cash Dividend (15Baizas per share(, subject to the approval of the Shareholders of the Company at the forthcoming Annual General Meeting.

With regards,

Secretary to the Board

In compliance with the Disclosure Rules issued by the CMA, the Management of Oman Investment & Finance Co. SAOG is pleased to disclose the initial summarized un-audited consolidated financial results for period ended December 31, 2015.

The initial unaudited annual results are subject to Audit by the Statutory Auditors, Audit Committee review and approval by Board of Directors/Shareholders of the company. The comparative numbers for the previous year are based on Audited Numbers.

The Company has changed its accounting year to calendar year and hence the accounts for this year will close on 31st December 2015 for 9 months.

The same is placed for the information of our shareholders.

Best Regards,

Chief Executive Officer

We are pleased to inform our esteemed shareholders and investors that we have entered into an agreement with “Ooredoo” for buy back of debts for a consideration of RO. 400,000 and we expect to make reasonable profit in pursuing the collection of these debts.

With Regards,

Chief Executive Officer

We wish to inform our esteemed shareholders and investors that Messrs. Dhofar International Development and Investment Holding Co. SAOG (DIDIHCo), )our major shareholder(, have announced to the market that they have got the approval from Capital Market Authority (CMA) and Central Bank of Oman (CBO) to increase its stake in OIFC by 10% , from its existing 35% to 45% through buying from Muscat Securities Market (MSM) .

With Regards,

Chief Executive Officer

We are pleased to inform our esteemed shareholders and investors that we have acquired 60% shareholding in Afaq Al Musana Trading LLC, an Electrical and Drilling Contracting Company, for a consideration of RO. 1.26 Million.

Messrs. Afaq Al Musana Trading LLC will be treated as a subsidiary of OIFC and we expect to make reasonable returns from this investment.

Regards,

Chief Executive Officer

We wish to inform our Shareholders that Wasel Exchange SAOC, a wholly owned subsidiary of Oman Investment & Finance Co. SAOGis proposing to acquire an existing Money Exchange Company operating in Oman, subject to the approval of the Central Bank of Oman and completion of all formalities.

We will keep our shareholders informed of further developments in this regard.

Best Regards,

Chief Executive Officer

The Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the six Months period ended 30.09.2015.

The net profit for the period ended 30.09.2015 is RO 3,427,072 compared to RO 3,065,721 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Best Regards,

Secretary of the Board

The Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the three Months period ended 30.06.2015.

The net profit for the period ended 30.06.2015 is RO. 1,359,655 compared to 1,532,680 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Best Regards,

Secretary of the Board

In compliance with the Disclosure Rules issued by the CMA, the Management of Oman Investment & Finance Co. SAOG is pleased to disclose the initial summarized un-audited financial results for the three months period ended 30th June 2015.

The results are subject to Audit Committee review and approval by Board of Directors of the company. The Board approved results will be released in due course.

The same is placed for the information of our shareholders.

Best Regards,

Chief Executive Officer

We are pleased to inform our esteemed share holders and Investors that the Public Authority for Electricity and Water has extended the contract for Meter Reading, Billing and Payment Collection for the Muscat Governorate for a further period of 11 months (From 1.07.2015 to 31st May 2016)

The Company anticipates realization of reasonable profit margins.

With Regards,

Chief Executive Officer.

We wish to inform that at the Extra Ordinary General Meeting of shareholders of our company held on 30th June 2015, amendments to some of the articles of the Company’s “Articles of Association” was approved.Two such important amendmentswere for:

· Article (2): adding some activities to the Company's objects

· Article (60): stipulates that the Company’s financial year will be from 1st January to 31st December.

Accordingly, the current financial year of the Company will be from 1st April 2015 to 31st Dec. 2015.

With regards,

Chief Executive Officer

Important Resolutions adopted at 2nd Extraordinary General Meeting & Annual General Meeting

This is to inform that the 2nd Extraordinary General Meeting & the Annual General Meeting of OIFC shareholders was held on Tuesday, the 30th June 2015 at 03.30 PM at the “Businessmen Hall”, Muscat Securities Market Building & CMA. The Quorum at the meeting was 66.54% and the important resolutions adopted at the meeting are as under:

First: The 2nd Extraordinary General Meeting

Second: The Annual General Meeting

For the kind information please.

With Regards,

Chief Executive Officer

We would like to inform that, the EGM which was scheduled to be held at 3:30 pm on Monday 08.06.2015, at the OIFC Head office, was not conducted due to lack of Quorum. 38.57% of the share capital was present. Hence another EGM will be called shortly as per company commercial law.

The same is placed for information of our shareholders.

Regards,

Secretary to the Board,

We are pleased to inform that the Audited Accounts of the Company for the year ended 31st March 2015 has been uploaded in MSM website.

With Regards,

Secretary to the Board

We are pleased to announce that the Board of Directors of the Company, at their meeting held today (May 26, 2015) have adopted and recommended to the Share holders’ approval, the audited Financial Statement for the Year Ended March 31, 2015. The financial statements were audited by Messrs. PWC (Pricewaterhousecoopers).

We are pleased to announce that our Company has made a net profit after tax of RO 6,380,846 with Earning per share of 0.032Baiza per share for the year ended March 31, 2015.

Key Results as under:

The Board of Directors have recommended a distribution of 20% Cash Dividend (20 Baizas per share(, subject to the approval of the Shareholders of the Company at the forthcoming Annual General Meeting.

With regards,

Secretary to the Board

We wish to inform that Muscat Electricity Distribution Company SAOC (MEDC) have sent us an intimation to extend the MRBC (Meter Reading, Billing, Payment Collection & Deposit into Bank Account in Muscat Governorate for Electricity) Contract, which is expiring on 31st May 2015, for a further period of one year from 1st June 2015 to 31st May 2016. The value of this extended period of the contract is RO. 4,225,365/-The same has been accepted by our company.

With Regards,

Secretary of the Board

The Management is pleased to announce the appointment of the following Senior Management Team members:

Mr. Tahir Salim Al Amry

Has joined the Company as “Deputy Chief Executive Officer” and he is an experienced “Treasury and Finance” Professional. He brings in a rich working experience of more than 15 years in the Ministry of Finance in Senior Positions and is also on the Board of Several Public and Private Entities.

Mr. Ahmed Said Tabook

Has joined the Company as “General Manager-Business Development" and he is an experienced “Marketing & Technology management” professional with more than 13 years of local and regional experience.

The same is placed for the information of our Shareholders.

Chief Executive Officer

Further to our earlier disclosure on 05th April 2015 on the above subject, we subscribed to additional shares in Bank Sohar rights issue and based on the allotment, our shareholding in Bank Sohar has increased from 15% to 15.31%.

With regards,

Chief Executive Officer

This is to announce that Mr. Ajay Sikri, Chief Operating Officer – Operations of Oman Investment & Finance Co. SAOG has resigned from his services due to personal reasons and the same has been accepted.

The Management wishes him all success in his future endeavors.

With Regards,

Secretary of the Board

In compliance with the Disclosure Rules issued by the CMA, the Management of Oman Investment & Finance Co. SAOG is pleased to disclose the initial summarized un-audited financial results for year ended March 31, 2015.

The initial unaudited annual results are subject to Audit by the Statutory Auditors, Audit Committee review and approval by Board of Directors/Shareholders of the company. The comparative numbers for the previous year are based on Audited Numbers.

The same is placed for the information of our shareholders.

Best Regards,

Chief Executive Officer

Further to the earlier disclosure made on 16th February, 2015 on the above subject, we are pleased to inform that Wasel Exchange SAOC (wholly owned subsidiary of OIFC) has commenced Operations of its Head Office and the first branch at Ghala.

Best Regards,

Said Ahmed Safrar

Chief Executive Officer

We are pleased to inform our Shareholders that as approved by the Central Bank of Oman and Capital Market Authority we will be subscribing for additional Rights Shares (over and above our entitlement) floated by Bank Sohar up to a limit of additional 2% of the Shareholding in Bank Sohar.

With Regards,

Said Ahmed Safrar

Chief Executive Officer

1. Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the Nine Months period ended 31.12.2014.

The net profit for the period ended 31.12.2014 is RO 4,394,241 compared to RO 5,058,165 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Best Regards,

Secretary of the Board

In compliance with the Disclosure Rules issued by the CMA, the Management of Oman Investment & Finance Co. SAOG is pleased to disclose the initial summarized un-audited financial results for theninemonths period ended 31stDecember 2014.

The results are subject to Audit Committee review and approval by Board of Directors of the company. The Board approved results will be released in due course.

The same is placed for the information of our shareholders.

Best Regards,

Chief Executive Officer

We are pleased to inform that Oman Telecommunications Company SAOG (Omantel) have confirmed the extension of the Contract for Factoring Services of Omantel’s Accounts Receivables for a period of two years from 1st January 2015 to 31st December 2016 at the same commission rate.

With Regards,

Chief Executive Officer

The Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the six Months period ended 30.09.2014.

The net profit for the period ended 30.09.2014 is RO 3,065,721 compared to RO 3,228,160 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Best Regards,

Secretary of the Board

We are pleased to inform our Shareholders that we have received the Commercial Registration from the Ministry of Commerce and Industry for the Wasel Exchange SAOC, a wholly owned subsidiary named of OIFC with a capital of RO. 1.5 Million for the Money Exchange Business.

We are awaiting the issuance of the final license by the Central Bank of Oman after which the operations will commence, in due course of time.

Best Regards,

Said Ahmed Safrar

Chief Executive Officer

In compliance with the Disclosure Rules issued by the CMA, the Management of Oman Investment & Finance Co. SAOG is pleased to disclose the initial summarized un-audited financial results for the six months period ended 30th September 2014.

The results are subject to Audit Committee review and approval by Board of Directors of the company. The Board approved results will be released in due course.

The same is placed for the information of our shareholders.

Best Regards,

Chief Executive Officer

The Board of Directors, at their meeting held on 10th September 2014, resolved to appoint Mr. Nasser Masoud Al Sheibani as temporary Director to fill in the vacant seat on the Board, till the next Annual General Meeting.

It was also resolved to appoint Mr. Nasser Masoud Al Sheibani as a member of the Audit Committee.

The same is placed for the information of our shareholders.

Secretary of the Board

The Board of Directors are pleased to announce to our valued shareholders that Mr. Said Ahmed Safrar has been appointed as Chief Executive Officer of the Company and he will join duties by the third week of August 2014.

Mr. Safrar holds an “MBA” from the University of Hull, Yorkshire –UK and has more than twenty years of professional experience in the Banking and Telecom Industry.

Secretary to the Board

Oman Investment & Finance Co. SAOG (OIFC) announces the resignation of Mr. Said Ahmed Safrar from the Board with effect from 3rd August 2014.

The same is placed for the information of our shareholders.

Secretary of the Board

This is to inform that the Annual General Meeting of OIFC shareholders was held on Thursday, the 26th June 2014 at 03.30 PM at the “Businessman Hall”, Muscat Securities Market Building & CMA. The Quorum at the meeting was 59.4 % and the important resolutions adopted at the meeting are as under:

For the kind information please.

With Regards,

Secretary to the Board

The elected Board Members of OIFC held a meeting on Thursday the 26th June 2014 at 05:00 PM and adopted the following:

- Mr. Ahmed Hamed Al Subhi has been appointed as the Chairman of the Board of Directors.

- Mr. Tariq Abdul Hafidh Al Ujaili has been appointed as the Deputy Chairman of the Board of Directors.

And the Audit Committee consisting of:

- Mr. Deepak Atal Chairman

- Shaikh Salah Bin Hilal Bin Nasser Al Mawali Member

- Mr. Said Ahmed Safrar Member

Mr. K. Kannan has been appointed as the Secretary to the Board.

With Regards,

Secretary to the Board

The Board of Directors of Oman Investment & Finance Co. SAOG has the pleasure to invite all shareholders to attend the ordinary Annual General Meeting to be held at Businessman hall, CMA Building on Thursday 26th June, 2014 at 3.30 PM to consider the following agenda:

In accordance with the Company’s Articles of Association, every shareholder has the right to appoint any other person as proxy to attend the meeting and vote on his behalf by authorizing such person in writing on proxy card issued by Muscat clearing & Depository Company SAOC natural person should attach to the proxy form copy of his ID in respect of the adults and passport for women and minors who have no IDs and a civil card or passport copy for the non-Omani .Juristic person, the proxy form shall be signed by one of the authorized signatories and sealed by the company’s stamp accompanied with copies of the commercial registration certificate and the specimen signature form.

Please attend to the meeting venue at least half an hour before the meeting.

In case of any queries, please contact Mr. K. Kannan or Mr. Ammar Al Haj on telephone number 24817878 - 24817888.

Important note:

Public shareholding companies shall deposit all amounts owed to investors, which not been received within six months after the due date, in the Investors' Trust Fund. Each shareholder shall contact Muscat Clearing and Depository at Mutrah commerical area opposite to Oman Development Bank for any enquiries in this regard.

With Regards,

Secretary of the Board

We are pleased to inform that the Audited Accounts of the Company for the year ended 31st March 2014 has been uploaded in MSM website.

With Regards,

Secretary to the Board

We wish to inform that the Board of Directors of the Company at their meeting held today ( May 26, 2014) have adopted and recommended to the Share holders’ approval of the audited Financial Statement for the Year Ended March 31, 2014. The financial statements were audited by Messrs. Pricewaterhousecoopers the company auditors.

We are pleased to inform that our Company made a net profit after tax of RO 6,623,942 with Earning per share of 0.033 Baiza per share for the year ended March 31, 2014.

Key Results as under:

Board of Directors have recommended distribution of 25% (25 Baizas per share( Cash Dividend amounting to RO. 5,000,000/-, subject to the approval of the Shareholders of the Company at the forthcoming Annual General Meeting.

With regards,

Secretary to the Board

We wish to inform that Muscat Electricity Distribution Company SAOC (MEDC) have sent us an intimation to extend the MRBC (Meter Reading, Billing, Payment Collection & Deposit into Bank Account in Muscat Governorate for Electricity) Contract, which is expiring on 31st May 2014, for a further period of one year from 1st June 2014 to 31st May 2015. The value of this extended period of the contract is RO. 3,803,226/-

The same has been accepted by our company.

Secretary of the Board

This is to announce that Mr. Shabir M. Al Yousef, Chief Executive Officer of Oman Investment & Finance Co. SAOG has submitted his resignation due to some personal reasons to the Board of Directors which has been accepted.

The board wishes him all success in his future endeavors.

Secretary of the Board,

APPOINTMENT OF TWO NEW BOARD MEMBERS,

The Board of Directors, at their meeting held on 04th March 2014, resolved to appoint Mr. Said Ahmed Safrar and Mr. GanesanSridhar as Directors to fill in the vacant seats on the Board, till the next Annual General Meeting of the shareholders.

It was also resolved to appoint Mr. Saud Bin Ahmed Al Naharias Deputy Chairman and Mr. Ganesan Sridhar as Member of the Audit Committee

The same is placed for the information of our Shareholders.

K. Kannan

Secretary to the Board

The Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the nine Months period ended 31.12.2013.

The net profit for the period ended 31.12.2013 is RO. 5,058,165 compared to RO 1,755,905 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Best Regards,

Secretary of the Board

The Board of Directors, at their meeting held on 5th January 2014, resolved to appoint Mr. Ahmed Hamed Saif Al Subhi as a Director to fill in the vacant seat on the Board , till the next Annual General meeting of the shareholders.

It was also resolved to appoint Mr. Ahmed Hamed Saif Al Subhi as the Chairman of the Board of Directors.

Secretary to the Board.

The Board of Directors, at their meeting held on 5th January 2014, resolved to appoint Mr. Ahmed Hamed Saif Al Subhi as a Director to fill in the vacant seat on the Board , till the next Annual General meeting of the shareholders.

It was also resolved to appoint Mr. Ahmed Hamed Saif Al Subhi as the Chairman of the Board of Directors.

Secretary to the Board.

Based on the recent Shareholders’ List received, we wish to bring to the kind attention of all our existing shareholders that there has been a change in the major shareholders of ourCompany as follows:

(New Shareholder)

(Old Shareholders)

For information of all our shareholders

Secretary to the Board

OIFC wins Excellence Award at Corporate Governance

The Capital Market Authority represented by Oman Centre for Corporate Governance (OCCG) announced winners of the third edition of corporate governance excellence award for 2013 at a ceremony held at Grand Hyatt Hotel under the auspices of HE Yahya Said Al Jabri, Chairman of the Board of Directors of Duqum Special Economic Zone and Chairman of the Board of Directors of CMA.

Oman Investment & Finance Co. S.A.O.G (OIFC) was recognized as one of the winning companies in Oman for year 2013 and it won the 2nd place under the category of “Financial sector”. “OIFC aims to achieve the best possible standards throughout all its business aspects; quality, services and compliance with corporate governance standards” says K. Kannan – General Manager for Support Services.

It is noteworthy mentioning that OCGC organizes this competition to emphasize Oman’s attention to corporate governance to face the challenges and for enhancing the ability of the companies to compete in view of the fierce competition in the global market as dissemination and spreading of corporate governance culture would stimulate investment and develop business environment in the Sultanate as many studies have concluded that application of corporate governance principles have positive impact on the economy and enhances confidence in company managements. Past examples have proven that good corporate governance practices assist the companies in overcoming crisis situations, due to the ability to protect shareholders’ rights and through enhancing competitiveness.

Further to the disclosure made on April 28, 2010, we wish to bring to the information of the shareholders that Omantel has confirmed the basis of the in-principle settlement which was received during May 2008 of the recourse claims that had been filed by OIFC during the earlier years under the previous contracts for the period January -2003 to June-2007.

Based on the letter received from Omantelthe in-principle settlement is treated as final settlement for the recourse claim with Omantel under the previous contracts for the period January 2003 to June 2007.

As the Final settlement is concluded based on the in-principle settlement of the recourse claim for the period January 2003 to June 2007, there will not be any impact on the financial statements of OIFC

With Best Regards

Shabir M. Al Yousef

Chief Executive Officer

The Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the six Months period ended 30.09.2013.

The net profit for the period ended 30.09.2013 is RO. 3,228,160 compared to RO 986,190 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Best Regards,

Secretary of the Board

This is to inform that the Annual General Meeting of OIFC shareholders was held on Wednesday, the 26th June 2013 at 04.00 PM at the “Businessman Hall”, Muscat Securities Market Building. The Quorum at the meeting was 58.9% and the important resolutions adopted at the meeting are as under:

For kind information please.

With Regards,

Shabir M. Al Yousef

Chief Executive Officer

We are pleased to inform that the Audited Accounts of the Company for the year ended 31st March 2013 has been uploaded in MSM web site.

With Regards,

Shabir M. Al Yousef

Chief Executive Officer

The Board of Directors of Oman Investment & Finance Co. SAOG has the pleasure to invite all shareholders to attend the ordinary Annual General Meeting to be held at Businessman hall, MSM Building on Wednesday June 26 , 2013 at 4 PM to consider the following agenda:

In accordance with the Company’s Articles of Association, every shareholder has the right to appoint any other person as proxy to attend the

meeting and vote on his behalf by authorizing such person in writing on proxy card issued by Muscat clearing & Depository Company SAOC

natural person should attach to the proxy form copy of his ID in respect of the adults and passport for women and minors who have no IDs

and a civil card or passport copy for the non-Omani .Juristic person, the proxy form shall be signed by one of the authorized signatories

and sealed by the company’s stamp accompanied with copies of the commercial registration certificate and the specimen signature form.

Please attend to the meeting venue at least half an hour before the meeting.

In case of any queries, please contact Mr. K. Kannan or Mr. Ammar Al Haj on telephone number 24817878 - 24817888.

Important note:

Public shareholding companies shall deposit all amounts owed to investors, which not been received within six months after the due date,

in the Investors' Trust Fund. Each shareholder shall contact Muscat Depository and Securities Registration (MDSR) at Mutrah commerical

area opposite to Oman Development Bank for any enquiries in this regard.

With Regards,

Secretary of the Board

From Right:

Dr. Huda Anwar Al Lawati, Nadia Al Wahaibi (OIFC), Jokha Al Farsi (DG-Health Services), Dr. Nihaal Afifi and Muna Mohd Al Amri

Oman Investment & Finance Co. SAOG (OIFC) carries on its social initiatives (CSR), which was the fifth time it undertakes the initiative to address the critical requirement of elderly citizens in several governorates of Oman. At this time, it has supported and contributed towards the elderly citizens in the governorate of Muscat as well Dhofar, under supervision of Directorate General of Health Service (Muscat). The contribution consisted of a variety of critical items, such as wheel chairs, crutches, medical beds, hearing aids and many more, which were required by predefined number of elderly citizens in both the Omani Governorates.

“Ministry of Health (with its departments and divisions at DG. Medical Services) is highly dedicated to address the requirements related to the medical care and services for all. In this regard, a special program launched aiming to offer the appropriate and essential care and support to the elderly citizens. And support and contribution of the private sector boosts its advancement and success”, said Dr. Huda Anwar Al Lawati.

We wish to inform that the Board of Directors of the Company at their meeting held on May 29, 2013 have adopted and recommended to the Share holders approval of the audited Financial Statement for the Year Ended March 31, 2013. The financial statements were audited by Ernst & Young.

We are pleased to inform that our Company made a net profit after tax of RO 9,181417 with Earning per share of 0.066 Baiza per share for the year ended March 31, 2013.

Key Results as under

Board of Directors have recommended distribution of 12% (12 Baiza per share) Cash Dividend amounting to RO 1,680,048 and a Stock dividend of 4.285 shares for every 10 shares held by the share holder amounting to RO 5,999,600 and therefore the Share Capital will increase from RO 14,000,400 to RO 20,000,000 subject to the approval of the Shareholders of the Company at the Annual General Meeting to be held on 26th June 2013.

With Regards,

Shabir M. Al Yousef

Chief Executive Officer

Oman Investment & Finance Company SAOG (OIFC) carried out its 4th session of CSR (Corporate Social Responsibility) initiatives, aiming to serve the local communities in all the governorates of Oman. This time the initiative has aimed to address the essential needs of senior citizens as far as their medical items are concerned as well their wellbeing. The support was made through Omani Association for Elderly Friends in Nizwa, which was established in 2011. This support consisted of several items which were provided such as wheel chairs, medical beds, air mattresses, hearing aids and many other items, to pre-defined individuals who had urgent and critical needs.

“The private sector’s contribution towards the Omani Association for Elderly Friends has a remarkable impact in addressing the basic and essential needs of senior citizens in Oman, and this contribution is not necessarily needs to be financial. We (at the OAFEF) believe that it is an obligation to serve those who served the community at their early age”, said the Head of the Omani Association for Elderly Friends, Hamed Al Kindi.

According to new regulations with respect to disclosure of fundamental information and adherence to transparency so that investors will have equal opportunities, we would like to give below the initial un-audited financial results for the year ended 31/03/ 2013. The results are subject to audit by External Auditors and approval by Audit Committee and the Board.

(OIFC) OMAN INVESTMENT & FINANCE Co. SAOG has been recognized once again at the 7th best web award held recently at Bustan Palace, winning the 3rd place (bronze trophy). OIFC’s website www.oifcoman.com is a website which attracts highest number of visitors in Oman. All of these visitors (general and registered users), are provided with direct access to their detailed information of utility services (electricity, water and telecom services of Omantel).

The website is an effective means of communication, bridging the gap between customers and quality services of OIFC and for communicating with OIFC. The website is designed to provide all the frequently requested services and detailed information on utility services, that enables all the customers and subscribers to enjoy full transparency as far as their utility services are concerned.

OIFC website was highly recognized in the recent past, as number one at 5th web award.

“OIFC’s focus is remarkably directed towards boosting and upgrading the quality level of services and information, and this could only be achieved by increasing the value addition to our services via IT tools and applications ” says Adil Al Balushi – IT Manager at OIFC.

The Board of Directors have resolved to appoint the following two persons as temporary directors on the board to fill in the vacant seats, till the next Annual General Meeting:

1. Mr. Nizar Bin Said Al Shanfari
2. Mr. Anwar Abu Sbaitan

This is for the information of our shareholders.

Best Regards,

Secretary to the Board

This is for the information of all our shareholders that in line with the Company’s long term strategy and approval from the Central Bank of Oman, for acquiring up to 15% shareholding in Bank Sohar, we have acquired 15% shareholding in Bank Sohar SAOG.

Best Regards

Chief Executive Officer

OIFC – Oman Investment & Finance Co. SAOG carries on with its initiative which was initiated recently; contributing towards the educational sector in Al Khoudh. This initiative was to provide number of computers to a school at Al Khoudh (Aisha Bint Abdullah Al Rasbiyah School), in line with Omani government initiatives and efforts on enforcing the IT awareness amongst different segments of the community and working environment.

This initiative has aimed to conduct a cultural change as far as the students and faculty of the school is concerned, in order to enable the students to engage with various functions and application of computer use in their day to day academic life.

Said a senior official of OIFC “enabling school students to be aware of computer functions and applications, would bridge the gap between the school and college life. And would even increase the level of compatibility of the students as potential candidate, this is in case if the students wishes to start his or her career life immediately after schools. All that would make the students in better status to proceed towards their future careers”.

OIFC – Oman Investment & Finance Co. SAGO and Wali Muttrah Office (Social Development Committee) has jointly organized an initiative to support the local community (low income group) at Wilayat Muttrah with computers.

This initiative was a part of OIFC’s Corporate Social Responsibility (CSR) activities, which is based on OIFC’s belief in the importance of personal development of individuals and to contribute towards computer literacy as far as the e-lifestyle is concerned. The benefitted segments of this initiative are those who are considered under low income category (family), who might be at their senior educational stage (college or university) or who has been recently engaged with employment and start up of their career path. “The role of the environment surrounding any individual is the key element that (most likely) determines his development path, whether it is an academic, career or personal business”, added Mohammed Al Salhi –Senior Manager HR & Admin .

From right: H.E. Sheikh Yahya bin Mohammed Al Harrasi (Wali Muttrah), and Mohammed Saleh Al Salhi (Snr. Manager-OIFC)

The Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the nine Months period ended 31.12.2012.

The net profit for the period ended 31.12.2012 is RO. 1,755,905 compared to RO 2,092,229 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Secretary of the Board

We refer to the letter received from Muscat Securities Market, letter no. SM/6/2013 dated 2013/01/03with reference to the increase in company share price and the reasons that led to this rise, whether related to the company's performance or any future trends that will impact on the share price.

We would like to inform that the company has recently increased its stake in Bank Sohar (SAOG) from 10% to 13.45%, as previously disclosed the company obtained the approval of the Central Bank of Oman to raise its stake to 15% in Bank Sohar. And the company has no other information that might be the cause of increase in the company's shares and increased volume of trading during this period.

Regards,

Secretary to the Board

Secretary to the Board

OIFC has conducted recently its 5th Annual Management Meeting of two-days at confined escape at Jabel Sifah Resort, where the white sand beach is embraced by ancient story-telling mountains and endless shimmering ocean.

The meeting was led by Shabir M. Al Yousef (CEO), and showcased the journey of the company over last few years and setting milestone for moving forward towards more success and prosperity. The team has discussed the challenges, opportunities and ideas that would expedite the progress of the company’s operational performance and effective ways to achieve the targeted business objectives.

In addition, each functional head (GM’s and Managers) has shared their progressive and success stories over the last 3 to 4 years. The meeting was concluded with statement of Shabir M. Al Yousef with spot-lighting on milestone for the company business directions and the importance of continuing investing in the human resource of the company.

Oman Investment & Finance Co. has recently conducted a specialized training program for its 13 managers (Finance Management for Non-Finance Mangers). The course has aimed to introduce principles and practices of financial management to those who work in other specialized fields and functions. The training was a part of the company’s annual HR development plan that aims to enhance the staff knowledge in order to enforce the work teams’ performance and quality of their deliverables.

Added company’s official (HRD) ‘’ As an inspiration for the company’s slogan (You satisfaction … Our Goal); OIFC invests considerably in HR development every year; based on predefined budgets and carefully selected/designed courses that adds value to our quality level of our services. OIFC has enrolled many of its staff in various training programs’’.

OIFC – Oman Investment & Finance Co. (Yesterday) has conducted inauguration ceremony for its newly opened branch in Mawaleh.

The ceremony was attended by senior officials from Omantel. (Mr. Talal Al Ma’mari – Chief Financial Officer) and many other senior officials from Omantel.

During the ceremony, OIFC has showcased the Mawaleh branch operations with its new set ups and systems.

Said OIFC official “OIFC has started to renovate and refurbish many its busiest branches across the Sultanate and to consider other new location that enjoys high potential of business and services offering. This is in order to ensure offering the highest possible services to all the customers”.

Oman Investment & Finance Co. (Thursday 15.Nov.2012) has supported Ministry of Education initiative of its campaign on Cleaning Awareness, which was conducted by organizing a beach cleaning activity at Shati Al Qurum.

The activity has aimed several objectives; that were revolving on building awareness in the youngster mind on teamwork, serving the community, raising the sense of social and environmental responsibility, by keeping the environment clean, re-enforcing of roll of the students towards the society and surrounding environment, and social responsibility towards the community.

The participated student from various schools has reached to nearly 500 students, who showcased remarkable genuine convention throughout the activity of beach cleaning.

The activity was inclusive of participants’ fun tournament amongst the students.

The Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the six Months period ended 30.09.2012.

The net profit for the period ended 30.09.2012 is RO. 986,190 compared to RO 1,360,817 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Secretary of the Board

OIFC – Oman Investment & Finance Co. this morning has conducted inauguration ceremony for its newly opened branch in Ghoubrah.

The ceremony was attended by senior officials from Muscat Electricity & Distribution Co. (Mr. Abdullah Al Badri – CEO / MEDCo.) and many other seniors.

During the ceremony, OIFC has showcased the Ghoubrah branch operations with its new set ups and systems.

Said OIFC official “OIFC has started to renovate and refurbish many its busiest branches across the Sultanate and to consider other new location that enjoys high potential of business and services offering. This is in order to ensure offering the highest possible services to all the customers ”.

OIFC has awarded group of their distinguished staff and managers (Electricity & Water Dept.), who have preformed outstanding results during the 2nd quarter of year 2012-13.

In addition, the Best Branch Award was announced as well awarding the Best Leader (Leadership Award).

This initiative (Quarterly Awarding the high performers) was established at OIFC in 2010.

We are pleased to inform our Shareholders that we have signed a Collection Services Agreement with Omani Qatari Telecommunications Company SAOG (NAWRAS). This would pave the way for Nawras customers to use OIFC outlets to pay their bills. We expect a reasonable returns over a period of time.

Best Regards,

Chief Executive Officer

Dr. Mohamed Abdel Aziz Kalmoor, independent director, has resigned from the Board of Company.

For the information of our shareholders,

Regards

Secretary to the board

OIFC has awarded group of their distinguished staff and regional managers (Telecom Recovery) on, who have preformed outstanding results during the 1st quarter of year 2012-13.

This initiative (Quarterly Awarding the high performers) was established at OIFC in 2010.

Oman Investment & Finance Co. SAOG (OIFC) recently organized and conducted Iftaar gathering at Sohar (Crown Plaza) for their staff at governorates of Batinah North & South, Governorate of Dhahirah and governorate of Musandam. The gathering was attended by Mr. Shabir M. Al Yousef (CEO) and Mr. Hamyar Al Ismaily (GM – HR & Admin) and. This Iftaar was a part of the Iftaar chain that OIFC has organized and conducted for their staff in all the governorates of Oman. Beside the luxury and comfort part of these gatherings, socializing and thoughts sharing sessions were taken place. In addition, OIFC has awarded during the Iftaar event, its staff for the long services, as well their staff who has completed their trainings successfully.






 

Oman Investment & Finance Co. SAOG (OIFC) recently organized and conducted Iftaar gathering at Wilayat Sur for their staff at North & South Shariqiya Region and Wilyat of Quriyat. The gathering was attended by Mr. Shabir M. Al Yousef (CEO) and Mr. Hamyar Al Ismaily (GM – HR & Admin) and. This Iftaar was a part of the Iftaar chain that OIFC has organized and conducted for their staff in all the governorates of Oman . Beside the luxury and comfort part of the gatherings, many discussions and thought sharing sessions were taken place. In addition, OIFC has awarded during the Iftaar event, its staff for the long services, as well their staff who has completed their trainings successfully.






 

Oman Investment & Finance Co. SAOG (OIFC) recently organized and conducted Iftaar gathering at Wilayat Nizwa for their staff at Dakhiliy Governorate. The gathering was attended by Mr. Shabir M. Al Yousef (CEO) and Mr. Hamyar Al Ismaily (GM – HR & Admin) and. This Iftaar was a part of the Iftaar chain that OIFC has organized and conducted for their staff in all the






 

With great pleasure, I would like to inform our esteemed Shareholders and Investors that the Public Authority for Electricity and Water has awarded Oman Investment & Finance Co. SAOG, the Contract for Meter Reading, Billing and Payment Collection (Tender No: 335/2011) for Muscat Governorate for a period of three years, starting from 01st July 2012.

The Company anticipates realization of reasonable profit margins.

Shabir M. Al Yousef
Chief Executive Officer

The Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the three Months period ended 30.06.2012.

The net profit for the period ended 30.06.2012 is RO. 560,977 compared to RO 663,266 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Secretary of the Board

Mr. Sultan Khalifa Al- Tai, independent director, has resigned from the Board of Company.

For the information of our shareholders,

Regards
Secretary to the board

This is to inform that the Annual General Meeting of OIFC shareholders was held on Wednesday, the 20th June 2012 at 04.00 PM at the “Businessman Hall”, Muscat Securities Market Building. The Quorum at the meeting was 58.75% and the important resolutions adopted at the meeting are as under:

For kind information please.

With Regards,

Shabir M. Al Yousef
Chief Executive Officer

The Board of Directors of Oman Investment & Finance Co. SAOG has the pleasure to invite all shareholders to attend the ordinary Annual General Meeting to be held at Businessman hall, MSM Building on June 20, 2012 at 4.00 PM to consider the following agenda:

In accordance with the Company’s Articles of Association, every shareholder has the right to appoint any other person as proxy to attend the meeting and vote on his behalf by authorizing such person in writing on proxy card issued by Muscat clearing & Depository Company SAOC natural person should attach to the proxy form copy of his ID in respect of the adults and passport for women and minors who have no IDs and a civil card or passport copy for the non-Omani .Juristic person, the proxy form shall be signed by one of the authorized signatories and sealed by the company’s stamp accompanied with copies of the commercial registration certificate and the specimen signature form.

Please attend to the meeting venue at least half an hour before the meeting.

In case of any queries, please contact Mr. K. Kannan or Mr. Ammar Al Haj on telephone number 24817878 - 24817888.

Important note:
Public shareholding companies shall deposit all amounts owed to investors, which not been received within six months after the due date, in the Investors' Trust Fund. Each shareholder shall contact Muscat Depository and Securities Registration (MDSR) at Mutrah commerical area opposite to Oman Development Bank for any enquiries in this regard.

With Regards,
Secretary of the Board

We wish to inform that the Board of Directors of the Company at their meeting held on May 24, 2012 have adopted and recommended to the Share holders approval of the audited Financial Statement for the Year Ended March 31, 2012. The financial statements were audited by Ernst & Young.

We are pleased to inform that our Company made a net profit after tax of RO 3,486,067with Earning per share of 0.029 Baiza per share for the year ended March 31, 2012.

Key Results as under

Board of Directors have recommended distribution of 10% (10 Baiza per share) Cash Dividend amounting to RO 1,200,000 and a Stock dividend of (1) share for every (6) shares held by the share holder amounting to RO 2,000,000 subject to the approval of the Shareholders of the Company at the Annual General Meeting to be held on 20th June 2012.

With Regards,

Shabir M. Al Yousef
Chief Executive Officer

Further to the disclosure on 26th March 2012, we wish to inform that we have received official letter from Central Bank of Oman (CBO) conveying their initial approval for our company for establishing a Money Exchange Company in Oman.

This is for the information of our shareholders.

Best Regards,

Chief Executive Officer

Further to the disclosure on 26th March 2012 on approval from Central Bank of Oman (CBO) , we wish to inform that we have now received official letter from CBO conveying their approval with regards to our Company’s application for increasing our stake in both Bank Sohar (SAOG) and Taageer Finance Company (SAOG) from 9.9 % to 15%.

This is for the information of our shareholders.

Best Regards,

Chief Executive Officer

With reference to the news item appeared in the local newspapers this morning, the Central Bank of Oman (CBO) Board has approved our application for forming a Money Exchange Company in Oman and further the CBO Board has approved our application for increasing our stake in both Bank Sohar and Taageer Finance Company (SAOG) from 9.9 % to 15%.

This news item has been confirmed by Central Bank of Oman and that an official communication will be sent shortly.

This is for the information of our shareholders.

Best Regards,

Chief Executive Officer

Oman Investment & Finance (OIFC) successfully concluded a tailor-made intensive training course, OIFC Got Talent, for its staff members. This initiative was aimed at providing professional development training for the staff across the various departments OIFC. The objective was to further enhance and develop their skills thus continuing to deliver the highest quality of services to the customers.

This initiative came within the trends of the existing company's interests in its human resources. This interest covers training the staff with the needed professional and management skills, in order to raise the quality of the services offered to the subscribers and the customers. As well as highlighting the staffs’ profiles in respect to creativity, art and culture. It is worth mentioning that the program (OIFC Got Talent) got initiated by the staff. This appears clearly in the number of staff who participated in this program.

The staff participation had topped by Fahad bin Khaddadat Al Balushi along with his colleague and coach Mohammed Al Zadjali, participating in bodybuilding, in Oman Bodybuilding Championship which presumably set up in Muscat in the month of May this year. In addition to participating in the Fujairah Classic International Bodybuilding Championship which supposed to set up in Fujairah in the United Arab Emirates in May this year.

Expressed Fahad Al- Balushi, the first place winner of the Arab Union Champion 2008 and the winner of other advanced positions: "I would like to thank OIFC of such unprecedented gesture in the Sultanate, for highlighting its staffs’ innovations and skills, and I promise in doing my best”. Added his colleague and coach, Mohammed Al Zadjali: " We will work together according to standard steps to reach the finest places in both champions, and I thank OIFC for our participation."

1. Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the Nine Months period ended 31.12.2011.

The net profit for the period ended 31.12.2011 is RO. 2,092,229 compared to RO 2,441,933 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Best Regards

Chief Executive Officer

Diners Club Credit Card members can now pay their utility bills (Electricity, water Telecom utilities) by using the Diners Club Card at selected OIFC branches across the Sultanate. OIFC, the leading Investment and Services Company, has joined hands with Diners Club to offer the facility for the Diners Club cardholders to pay their utility bills by using their Diners Club card. This is in line with the initiatives of OIFC to offer more payment options to the Customers.

"The focus of OIFC has always been on quality of service and customer convenience. These values have been optimised in all the partnerships that we have entered into, with the aim of becoming the largest provider for payments and value-added services. The tie-up with Diners Club will add a new convenience to customers, who can take advantage of the wide and strong network of OIFC branches and clear their utility bills on time and easily," said the official spokesperson at OIFC.

Diners Club members can pay their utility bills by using Diners Club cards, at selected payment locations of OIFC. OIFC has also offered such services to other credit card holders..

Robert Sharpe, the CEO for Diners Club International in Oman said “We are delighted to be working with OIFC to provide our cardholders with greater payment flexibility. This initiative is part of our stated objective to re-launch the Diners Club card in Oman in 2012. This exciting re-launch is due to take place in May and will provide Diners Club card holders with market leading features and benefits.”

This is for the information of all our shareholders that in line with the Company's long term strategy, we have acquired till date 9.9% shareholding in Bank Sohar SAOG.

Best Regards

Chief Executive Officer

Muscat: Staff of Oman Investment & Finance Co. SAOG (OIFC), participated in the Seminar, “Secrets to Leadership” conducted by the renowned Scholar, Dr. Tariq Al Suwaidan. OIFC, as part of its Human Resource Strategy of encouraging employees to avail many of the opportunities presented by its Human Resources Department

"OIFC’s HR strategy is to provide all staff with opportunies for effective learning experience and we encourage them all to continue the learning and development process," said an official spokesperson of OIFC.

The seminar targeted the latest methods and ways of leadership, specifying functional and practical tasks, in order to achieve the organization’s goals in various fields and specialties. It contributed to expand the audiences’ and participants’ perspectives regarding the duties & responsibilities assigned to them and directing the resources they have, in order to achieve the company’s objectives.

1. participation came in the wake of the company's plans for supporting Omanisation, developing and training its various functional levels officials. During the years 2010 and 2011, OIFC has trained more than70% of its staff in different functional fields. It should be mentioned here that a number of OIFC staffs have started their higher studies under the auspices of the company’s initiatives.

This is for the information of all our shareholders that we have acquired 9.9% shareholding in Taageer Finance Company SAOG

This investment is in line with the long term strategy of OIFC.

Best Regards

Chief Executive Officer

We are pleased to inform that the contract No. (19/2006) for meter reading, billing and collection of water meters and collection of sewerage charges in the governorate of Muscat has been extended by the Public Authority for Electricity & Water, up to 31st March 2012. The same is placed for the information of our Shareholders.

Best Regards

Secretary of the Board

The Board of Directors of Oman Investment & Finance Co. SAOG, approved the un-audited Financial Results for the six months period ended 30.09.2011. The net profit for the period ended 30.09.2011 is RO. 1,360,817 compared to RO 1,463,849 for the same period of the previous year. The detailed financials have been uploaded in the MSM website.

Best Regards

Secretary of the Board

According to new regulations with respect to disclosure of fundamental information and adherence to transparency so that investors will have equal opportunities, we would like to give below the initial un-audited financial results for the year ended 31/03/ 2010. The results are subject to audit by External Auditors and approval by Audit Committee and the Board.

Directors’ remuneration would be decided by the Board which will have an impact on the profits reported herein above.

For the information of the shareholders, an initial meeting was called on April 28, 2010 by Omantel to discuss the full and final settlement of the recourse claims that had been filed by OIFC during the earlier years under the previous contracts for the period Jan- 2003 to Jun-2007.

It is worthwhile mentioning here, the impact of the in-principle settlement of these claims based on the letter received from Omantel during May 2008, which was subject to their Board approval, was recognized in OIFC’s results for the financial year ending March 31, 2008.

The above results does not consider the impact of the final settlement as the same can not be quantified or estimated at this point of time. The impact, if any, would be realized and recognized as and when the final settlement is concluded.

With best regards

Shabir M Al Yousef

Chief Executive Officer

We wish to inform that the Board of Directors of our Company at their meeting held on May 31, 2010 have adopted and recommended to the Share holders approval of the audited Financial Statement for the Year Ended March 31, 2010. The financial statements were audited by Ernst & Young.

We are pleased to inform that our Company made a net profit after tax of RO 3,290,870 with Earning per share of 0.033 Baiza per share for the year ended March 31, 2010.

Key Results as under

Board of Directors have recommended distribution of 8% (0.008 Baiza per share) Cash Dividend amounting to RO 800,000, and distribution of 20% (0.020 Baiza per share) Stock Dividend amounting to RO 2,000,000 subject to the approval of the Shareholders of the Company at the Annual General Meeting to be held on 23rd June 2010.

Also according to the Strategic Business Plan/Road map for the Company, which was approved at the Board meeting held on 26.1.2010 as part of the approved plan, the board decided to set up three new service companies (limited liability) to assist in the principal activity of the company, so that there will be independence between the activities of the company. The three new companies are to be fully owned by OIFC. The following names have been reserved for these companies:

1. Oman Investment & Finance for Electricity & Water LLC.
2. Oman Investment & Finance for Telecommunications LLC.
3. Oman Investment & Finance for Debt Recovery LLC.

With Regards,

Shabir M. Al Yousef
Chief Executive Officer

This is to inform, that following four tenders were floated by the Tender Board in relation to Electricity contracts in the Capital and interior regions of Oman. Our Company has submitted bids for all these tenders.

Details of the four tenders are listed below:

• Tender No 228/2010 – Rural Area Electricity Company SAOC
  Details- Meter Reading, Bill Production, Collection and Deposit into Rural Areas Electricity Company

• Tender No 250/2010 – Muscat Electricity Distribution Co. SAOC
  Details- Engagement of a company to perform meter reading, bill production, bill delivery, payment collection & deposit into the Supply Licensee’s bank account, Account Reconciliation and Information.

• Tender No 252/2010 – Majan Electricity Company SAOC
  Details- Engagement of a Company to perform Meter Reading, Bill Production, Bill Delivery, Payment Collection and Deposit into the supply Licensee’s bank account, Account reconciliation and information reporting.

• Tender No 271/2010 – Mazoon Electricity Co. SAOC
  Details- Engagement of Company to perform Meter Reading, Bill Production, Bill Delivery, Payment Collection & Deposit into the Supply Licensee’s Bank Account, Account reconciliation and information reporting.

The same is for your information.

Regards

Chief Executive Officer

OMAN INVESTMENT & FINANCE CO. SAOG IS PLEASED TO ANNOUNCE THAT THE UNAUDITED FINANCIALS FOR THE NINE MONTHS PERIOD ENDED 31st DECEMBER 2008 HAS BEEN UPLOADED IN THE MSM SITE. FOR THE KIND INFORMATION OF ALL CONCERNED.

Oman Investment and Finance Company SAOG (OIFC) announces that the Board of Directors has appointed Mr. Shabir M. Abdullah Al-Yousef as Chief Executive Officer (CEO) with effect from 1st of February 2009.

Mr. Shabir M. Al-Yousef holds a M.B.A. Degree in Finance from University of Lincolnshire & Humberside (U.K.), Master of Science from Colorado School of Mines (U.S.A.) and Bachelors Degree in Electronics & Communications from Sultan Qaboos University.

He has held the positions of General Manager of Damac Holding U.A.E, Group General Manager Of Premier Logistics Group L.L.C, General Manager of Truck Oman L.L.C, Acting General Manager of O.I.F.C and Petroleum Engineer in Petroleum Development of Oman (PDO).

He is also a Member of Board & Executive Committee of Al Anwar Holdings SAOG and was the Chairman of the Board of Directors and Executive Committee of National Aluminum Products Company SAOG.

The Ordinary and Extra Ordinary General Meeting of the shareholders of OIFC was held on Monday the 02nd February 2009 at 05.30 PM at the Businessman Hall in the Capital Market Authority building and important resolutions were adopted as follows:

Extra Ordinary General Meeting.
The shareholders who attended the meeting and proxies available represented 68,430,956 shares, equivalent to 76.34% out of the total shareholding of 90,000,000 (Ninety million shares). The meeting fully agreed for adding new activities to the Company as per the document circulated to the shareholders and approved amendment to Clause – 2 of the Articles of Association of the Company, subject to the approval of the concerned regulatory authorities.

ORDINARY GENERAL MEETING;

The shareholders who attended the meeting and proxies available represented 68,430,956 shares, equivalent to 76.34% out of the total shareholding of 90,000,000 (ninety million shares). On the Related Party transaction of procuring 20 villas in the Dar Al Zain Real Estate Project at Wilayat Seeb, approval was granted by 85.08% of the quorum equivalent to 58,109,748 shares. 14.92% of the quorum , equivalent to 10,190,221 shares opposed the deal. 130,987 shares held by the Related Party concerned was not taken into account. Accordingly the majority of the quorum present approved this Real Estate Party Transaction.

MOHAMED ABDULLA AL KHONJI CHAIRMAN – BOARD OF DIRECTORS.

All Shareholders of Oman Investment & Finance Co. SAOG, (OIFC), and Investors Community are hereby informed, that as per the letter of the Capital Market Authority dated 09th March 2009, it has been permitted to increase the shareholding of Al Khonji Investments LLC in OIFC to 40%

With regards to the transaction that was carried out on 11th March 2009, Messrs. Rasmala Investments (represented by a board member) has sold 4,301,915 shares of OIFC, and the buyer is Messrs. Ruqayya Development and Investment Co. LLC;whereas Ruqayya Development & Investment Co. LLC is related to the Chairman of the Board and also to another member of the board of directors, as a first degree.

Oman Investment & Finance Co. SAOG, at the Board Meeting held on July 29th, 2009 approved un-audited Financial Results for the 1st quarter 2009. The net profit for the period ended 30.06.09 is RO 1,104,073 compared to RO 658,994 for the same period of the previous year recording an increase of 67.5%.

The Board of Directors, based on the decision taken at the Board meeting held on 24th May 2009, have appointed Mr. Thomas Mathew as Head of Internal Audit, with effect from 14th June 2009.

Shabir M. Al Yousef C.E.O

The Board of Directors of OIFC would like to declare that the Company is currently engaged in studying new investment opportunities in the Services and Financial Services sectors for the best interests of the Company and its Shareholders. These studies also include Acquisition/Merger with a company/companies engaged in activities similar to those of OIFC.

As soon as the picture for these opportunities become clear, it will be disclosed in detail, based on the outcome of the studies made for these purposes.

The Board of Directors, at their meeting held on September 13, 2009 reviewed the study submitted by an external consultant, who was appointed by the Board, on the opportunity review for merger with Oman National Engineering and Investment Company SAOG (ONEIC). Based on the study, the Board came to the opinion that there are "prima facie" benefits in the merger and decided to take this proposal forward. Based on the Board decision, OIFC has sent a "Letter of Intent" for the merger proposal to the Chairman of ONEIC, rquesting to provide his & ONEIC Board's initial feedback.

Oman Investment & Finance Co. SAOG would like to announce to its shareholders that "Muscat Electricity Distribution Co. SAOC" (MEDC) has awarded the Electricity Supply Disconnection & Reconnection Contract for the Muscat Governorate, for the period from 01st October 2009 to 31st December 2010.

The revenue from this contract will depend on the number of Disconnections and Reconnections that wil be carried out on a monthly basis, in co-ordination with MEDC.

The Company is expected to earn a decent income from this contract.

Oman Investment & Finance Co. SAOG would like to announce to its shareholders that "Muscat Electricity Distribution Co. SAOC" (MEDC) has awarded the Electricity Supply Disconnection & Reconnection Contract for the Muscat Governorate, for the period from 01st October 2009 to 31st December 2010.

The revenue from this contract will depend on the number of Disconnections and Reconnections that wil be carried out on a monthly basis, in co-ordination with MEDC.

The Company is expected to earn a decent income from this contract.

Further to the disclosure on 14th September 2009 with reference to the proposal for Merger with ONEIC, following is the update:

• A letter on 16th Sept.2009 was received from ONEIC’s Chairman, informing about their Board of Directors’ meeting to discuss the proposed Merger issue and conveying their initial positive feed back. They requested for a copy of the independent study done by the External Consultant.
• A copy of the Study was sent to ONEIC and subsequently based on the ONEIC Board’s request, a presentation was made by the External Consultant on 29th September 2009 to the ONEIC’s Board.
• A letter has been received from ONEIC on 1st October 2009, requesting for a meeting with OIFC’s authorized representatives to take the matter forward.
• A meeting is scheduled for next week.

Further to the disclosure on 6th October 2009 with reference to the proposal for Merger with ONEIC, following is the update:

Oman Investment & Finance Co. SAOG (OIFC) is pleased to disclose to shareholders & investors the updates on the merger proposal.

After the meeting that was held between the authorized representatives of the two companies on 11.10.09 it has been agreed for ONEIC to appoint a consultant to complete the other part of the study pertaining to ONEIC.

And the Representatives shall meet later on to discuss the results of the study.

Mr. Mishal Mohamed Al Raisi has submitted his resignation from the Audit Committee which has been accepted by the Board at its meeting held on Wednesday the 28th October 2009. Shaikh Salah Bin Hilal Bin Nasser Al Mawali, member of the Board, has been nominated to the Audit Committee in the place of Mr. Mishal Mohamed Al Raisi.

Shaikh Salah Bin Hilal Bin Nasser Al Mawali, simultaneously submitted his resignation from the Executive committee.

Mr. K. Kannan has joined the Company as General Manager-Support Services with effect from 25th October 2009. He has also been nominated as the “Secretary to the Board” in the Board Meeting held on Wednesday the 28th October 2009.

Oman Investment & Finance Co. SAOG, at the Board Meeting held on October 28th, 2009 approved un-audited Financial Results for the six months period ended 30.09.2009. The net profit for the period ended 30.09.09 is RO. 1,995,156 compared to RO 1,181,607 for the same period of the previous year recording an increase of 68.9 %. The detailed financials have been uploaded in the MSM website.

Further to the disclosure on 12th October 2009 with reference to the proposal of Merger with ONEIC, following is the update:-

• The Committee formed by ONEIC had a meeting with the committee formed by OIFC on December 26, 2009.
• The Committee formed by ONEIC informed that ONEIC is not interested to move forward on the proposed merger based on report submitted by the External consultant appointed by them.

Secretary of the Board OIFC

Company has entered into a Memorandum of Understanding (MOU) to acquire majority shares of a company working in the field of Money Exchange business, subject to approval by the concerned authorities, and the legal and financial due diligence is being started to determine the value to enable acquisition of shares of this company.

This is for information.

Secretary of the Board

Oman Investment & Finance Co. SAOG, at the Board Meeting held on January 26th, 2010 approved un-audited Financial Results for the nine months period ended 31.12.2009. The net profit for the period ended 31.12.09 is RO. 2,524,625 compared to RO1,461,320 for the same period of the previous year recording an increase of 72.8 %. The detailed financials have been uploaded in the MSM website.

OIFC has run a series of training programs for its staff at various levels with the objective of re-introducing some dimensions in customer orientation.

Staff from various branches have been put through various soft skills development programs, including English Language training, Leadership and Computer skills, Finance Management and Customer Service. The training programs have all been conducted by reputed professional training service providers like the National Training Institute, Al-Muheet and Infoline.

There has been good appreciation of the OIFC management’s effort by the staff. "It was great, I have learned many new skills which I can implement in the workplace”, said one staff member. Another added, “This course will help me more in dealing with my subordinates”.

Such feedback from staff members mainly reflect the enthusiasm that OIFC staff have for this input being provided to them.

OIFC is celebrating the great news that its customer friendly website has won a prestigious award at the Oman Web Awards for the fifth year running. OIFC received the gold award in the Banking and Finance category and is proud to be acknowledged for hosting one of the top websites in the country.

Further to the disclosure on January 13, 2010 on acquiring of majority stake in Money exchange business, we disclose that the legal and financial due diligence has been completed by an independent professional Company. We are waiting for approvals from concerned authorities.

This is for information.

Secretary of the Board

We are pleased to announce that Mr. Ajay Sikri has joined OIFC as a senior member of the team in the capacity of Chief Operating Officer (Operations). Mr. Ajay has a MBA in Finance and he brings with him 25 years experience in the fields of Banking, Real estate, Stock Exchange administration & Investments from UAE and India.

Secretary of the Board

We are in the initial stages of discussions with the major shareholder of National Finance Company SAOG with regards to acquiring their shareholding in that Company.

Currently the discussions and negotiations are at a very preliminary stage. The transaction will be dependent and subject to the legal and financial due diligence and approvals of all concerned authorities.

The same is placed as disclosure.

Secretary of the Board

Further to our disclosure on July 28, 2010, mentioning that Omantel Contract has been extended up to December 2010, we wish to inform that Oman Telecommunications Company SAOG (Omantel) through the tender board has floated a tender, tender No: 90/2010 for “Factoring Services of Omantels & Oman Mobiles Private Accounts Receivables”.

Our Company has submitted the bid for this tender.

There was an article in the newspaper mentioning that the above tender has been awarded by the Tender Board. The Tender Board website also mentions that the Tender has been awarded, without mentioning the Company name to which it has been awarded.

The same is for your information.

Regards

Chief Executive Office

Further to our disclosure on May 8, 2010, in relation to discussions with the major shareholders of National Finance Company SAOG (NFC) with regards to acquiring their shareholding in that Company.

We wish to inform that we have received a letter today from the major shareholders of NFC informing that they are not going to pursue the transactions further, due to the reason that the percentage of the shareholding that our company intended to acquire from the major shareholders of NFC is greater than the limit set for our company by the concerned authorities which is maximum 35% only.

The same is placed as disclosure.

Secretary of the Board

We wish to inform that Muscat Electricity Distribution Company SAOC (MEDC) have expressed their intention to extend the MRBC (Meter Reading, Billing, Payment Collection & Deposit into Bank Account in Muscat Governorate for Electricity) Contract, which is expiring on 31st December 2010, for a period of three months from 1s January, 2011 to 31st March, 2011 The same has been accepted by our company.
Formal letter for the extension will be sent by MEDC after completion of the necessary formalities.

Secretary of the Board

This is for the information of all our shareholders that we have acquired 15% shareholding in National Bureau Commercial Information SAOC (NBCI).
The Core business of NBCI is to compile process and exchange information on the credit history.

Best Regards

Chief Executive Officer

This is for the information of all our shareholders that we have acquired 14.4% shareholding in The Financial Corporation Company SAOG (Fincorp).
This investment is in line with the long term strategy of OIFC.

Best Regards

Chief Executive Officer

We are pleased to inform that Capital Market Authority has approved for OIFC to acquire equity Stake up to 25% in The Financial Corporation Company SAOG (Fincorp). The acquisition will take place in stages.

Best Regards

Chief Executive Officer

Further to the disclosure made on December 18, 2010, we wish to inform that Muscat Electricity Distribution Company SAOC (MEDC) have expressed their intention to extend the MRBC (Meter Reading, Billing, Payment Collection & Deposit into Bank Account in Muscat Governorate for Electricity) Contract, which was expiring on 31st March 2011, for a further period of three months from 1st April, 2011 to 30th June, 2011 as the tender No 250/2010 is still in finalization stage. The same has been accepted by our company.

Best Regards

Secretary of the Board